The Carnival of Personal Finance
The Carnival of Personal Finance is here!
‘Tis the morning of Monday, so let’s get in gear!
I hope that you brought out your coffee or tea
With money posts plenty, I think you’ll agree
That all of the posts are a pleasure to see!
Flexo is flexing his financial muscle
He’ll wait for his laptop; there’s no need to hustle!
Fantabulous tidbits from FMF’s site:
His best money moves! (That guy is all right!)
Our friend Five Cent Nickel is all out of joint:
“Death and dismemberment: What is the point?”
MBH sure had one coffee too many:
Alternative use for that little old penny!
The next one we have is from Bryan C. Fleming.
He’s blowing some cash without hawing or hemming.
Our friend FIRE Finance is far far from flaky!
He sounds the alarm — all our pensions are shaky!
We need Help with Everything, rainy or sunny
But most of all when we are saving our money.
With Opportunities Aplenty to invest your cash,
Choose value or growth (just don’t be too rash!)
But beware! Feed the Drones has a fellow who’ll suffer!
Bed bugs will bite this poor old mattress stuffer!
Then Tired But Happy has words so demure:
“Stop reading this post, you financial voyeur!”
While Ol’ John MacKenzie of ADD fame
Says being a guy costs more! (Now ain’t that a shame?)
Blogger Don Surber: “It’s Wendy’s that pays!
Some burger flip-floppers get 401(k)s!”
And Wealth Building World knows just what to say:
“Mom and Dad, you too can be wealthy someday!”
Then Lording the Land on the real estate market:
“Put your cash into a rental, or park it!”
Our own hopeful millionaire by age thirty-three
Has a big money blunder, so click here and see!
Ineffible Mind has an unlucky chap
Whose cash went a-crashing right into his lap.
Then we have HJL, truth it be told:
“Look into Roths if you’re young or you’re old.”
And Critical Mastiff has bunches to say
“A medical meltdown is heading our way!”
Asks Keep It Simple with nary a grouse:
“When you are old, should you owe on your house?”
Our friend Penny Foolish is really much wiser
A little time spent is a big money geyser!
Ratio’s submission is not at all meek;
It’s on life insurance for your favorite geek.
And My Money Forest who trolls in the trees
Has seven financial tips quite sure to please.
Please read this warning from Don’t Mess with Taxes:
Vehicle credits are getting the axes!
Little Mummy says nuptial tensions will mount
But to save cash it’s the small things that count.
For Retirement planning click to this page
Hill’s Personal Finance will be all the rage!
Check out We’re in Debt (no credit cards please!)
She was taken aback by some 403(b)s!
Then The Good Human who’s not at all strange
Is pooling his moolah by keeping the change!
Check out this post from Financial Awareness
‘Cause medical care is more than your fair share-ness!
Queercents has absolute corporate immerse-ment:
Anderson Cooper’s Expense Reimbursement!
Then Wenchypoo posts on a great saving spin:
“Your humble abode is the place to begin!”
“What is a Yuppie?” asks My Open Wallet.
(I’m sure that one must go yup-yupping to call it!)
And Searchlight Crusade says that debt is no prank
When mortgage disasters ensue with your bank.
Money and Values makes oodles of senses
When looking far out to retirement expenses.
Taking Control over Money did advise:
“Pay down your debt — you’ll be wiser than wise!”
Stock Market Beat is concerned about Dell –
That lappy-top maker we all know so well.
Then Roth and Company tells of the shock
Of rapid loan refunds from H&R Block.
While some of us think our portfolio’s tragic
Old Niu can whip up some stock-picking magic.
InsureBlog has some thoughts on your estate plan:
“Tell of your legacy — all that you can!”
A blogger called Tick Marks posts with a wink:
“Insurance? You may have lots more than you think!”
Then It’s Just Money, who’s close to “I Do”:
“Will we have the cash to bring Great Uncle Stu?”
Pragmatic Finance with cash-chasing notions:
Has sign-up bonanzas and deals and promotions!
Then Financial Options serves up a nice roadmap
For earnings announcements for both small- and large-cap.
From DebtFree4Ever in Kansas afar:
“A millionaire you? Well you already are!”
Then there’s Investor Geeks pushing this through:
It’s Prosper.com at its six-month review.
An interesting post here from David Lorenzo
“The present is here! Go forward again-zo!”
Blogging Away Debt has a great thing to do:
Talking ’bout money should not be taboo.
All Tips and Tricks with some money acumen:
New career training for older-er women.
Ask Uncle Bill asked this question — no fooling!
“Where should one go for an MBA schooling?”
My Money Path as he talks of his ride:
“My loan’s upside-down but I’ll take it in stride.”
No Credit Needed is a leaner and meaner
Credit-card-paying-off no-debt machiner!
The Mortgage Reports from the big Windy City:
“Buy housing puts when the market ain’t pretty.”
And lastly a post is here from F.D. Bryant:
“Pay off your debt and you’ll be self-reliant!”
Well that wraps it up folks! Thank you for coming!
It must have been better than fixing up plumbing
Or hearing Bim-Boom-Bahs incessantly drumming.
If these made you think about matters of cash,
Or financing, debt, or that stock market crash,
Then bring all your thoughts to the MBN Forum
And ask ask away! You certainly won’t bore ‘em.
Everything good must arrive at the end
And I must admit, ’twas a great time to spend
With everyone! Now it is time to cut loose!
— Dr. McCharly McFarlyton Zeuss
The 20th Edition of the Festival of Frugality
Welcome to the Festival of Frugality. This festival was assembled by JLP from AllFinancialMatters on behalf of the MoneyBlogNetwork. We hope you enjoy the festival as there are lots of good posts to check out.
Shopping
Let’s start with books. I visit our local Barnes & Noble frequently but don’t buy much because I think their prices are too high. However, Cecilia Green at City Girl’s Financial Blog looks at whether or not the Barnes & Noble Member MasterCard a good deal. It seems like everyone has a loyalty credit card these days.
If you are looking for magazines, Mighty Bargain Hunter at Mighty Bargain Hunter offers up Really, REALLY Cheap Magazines.
Gift Giving & Receiving
FMF at Free Money Finance reminds us to Select Wedding Gifts Early, while LA MoneyGuy at It’s Just Money wonders why people register for expensive gifts with his post Gift Registry: Where did you register? As a married man for nearly 13 years, my advice to LA Money Guy is to QUIT THINKING ABOUT SUCH THINGS! You are wasting your time!
Financial Stuff
Kay Bell at Don’t Mess With Taxes talks about money (literally) in My 2.8 cents worth.
I talk about spending money in Wise Spending Habits for Kids while Big Cajun Man highlights a frugal man in Portraits in Cheapness: Makes $2M a year and is Frugal!
Around the House
Dawn at Frugal for Life highlights Freebie Myths and The Family CEO talks about coupons in her post My Rules for Coupon Use.
As Spring turns to Summer, Thomas at Personal Finance is Fun warns Don’t Touch that Thermostat!
In the Kitchen
Amanda at Young and Broke demonstrates the Kitchen Cupboard Sweep while Jeffrey Strain at Personal Finance Advice challenges us to Use More of what we have (you’ll see what I mean when you read his post). Jennifer Fowler at Frugal Upstate shows us how to make quiche with her post Let’s Quiche.
Out In The Yard
I like a nice-looking yard. However, gardening and landscaping can be quite expensive unless you have a plan. Claire at Tired but happy has some great advice for gardners with her post Frugal gardening: Think perennial.
In The Garage
The price of gas is going through the roof. Maybe it’s time to think about getting a scooter. Vawz at Scooter Snoop has some advice with Scooters Needed as Fuel Price Hits Lofty Heights.
If a scooter isn’t your thing, consider the Toyota Echo - the Perfect Car for the Frugal-Minded posted at Blogging Away Debt.
Since you can’t have a car without insurance, you might want to read mapgirl’s post I just Saved Money on my Car Insurance.
Out and About
Supermom in NY presents Frugal Tips For Dining Out With Kids! posted at Getting Out of Debt. And, for those nights without kids, Jose Anes at Money and Investing shows us how to be frugal drinkers with his post Frugally Drinking. Hey, I’m all for that!
That’s all for now. I hope you enjoyed it. You can submit an article for next week’s festival at BlogCarnival. Have a good week!
- JLP at AllFinancialMatters
Carnival of Personal Finance #37
Welcome to this week’s edition of the Carnival of Personal Finance. The MoneyBlogNetwork is proud to be hosting today.
As a summary of each piece, we are listing each author’s reason for submitting the post to the carnival (for those that submitted one) and/or a bit of the post itself as a summary — so you readers know what to expect before you get to the post.
With that said, here we go:
How do you think about money? Knowing your own personal attitude towards money and investment can help you overcome some of your fears and make better financial decisions in your life. (Mapgirl’s Fiscal Challenge)
What Drives Loan Rates? Supply and Demand. Now that I’ve given the short answer, it’s time to explain the macro factors behind interest rate variations. But I’m going to keep referring to those first three words. It is a tradeoff between the supply of money and demand for it. (Searchlight Crusade)
Tip For Saving On Insurance Premiums. Group insurance policies aren’t always the least expensive, especially if you are part of a low risk group. (Sound Money Tips)
Home Ownership only to U.S. Citizens? Rep. Dix from Iowa has introduced a bill that would only allow US Citizens to obtain a mortgage in America? Should we lock everyone else out? (Pacesetter Mortgage Blog)
Income Tax Questions. Fairmark has several tax guides that may be useful at this time of the year. (Fat Pitch Financials)
New car concern. Is it worth it for us to replace one of our cars now just so that we don’t get caught paying 2 new car payments at one time? Some great reader comments give us some ideas on what to do. (Young Professionals Financial Blog)
Understanding Capital Gains Tax Rates. An attempt to increase the understanding of capital gains tax rates. (Million Dollar Goal)
Kids are cheap. Really, $15,000 for each year, for each child, to age 17? Do they really eat that much? (Life in a Shoe)
Debit Cards: What’s the Point? Debit cards are now the fastest growing payment method. This post asks why anyone would choose a debit card over a credit card. (Financial Revolution)
Reverse Mortgage Payment Options - Are You Prepared to Self-Insure Life Expectancy? Reverse mortgages were founded largely on the notion of providing a lifetime income stream for “house rich-cash poor” seniors. Yet the most popular payment option under HUD’s Home Equity Conversion Mortgage (HECM) program isn’t the federally-guaranteed “tenure” (fixed for life) option. (Reverse Mortgage Information)
Will the Alternative Minimum Tax Affect You? This year, it’s estimated that millions of Americans will pay the Alternative Minimum Tax, also known as AMT. The AMT requires some people to pay more than regular income tax. (Small Business Buzz)
Weekend homework: where do you stand? Dreams of dollar signs flash in our eyes. Before you start dreaming money, money, money, evaluate your current financial situation. Last night, I updated my net worth and jumped for joy. I’m hoping you can do the same. (Aridni)
College Savings Series Part I: Options This is the first part of a series on college savings options. (Chief Family Officer)
A Weekend Conversation “Ugh, my financial advisor called, it’s time for my yearly ‘check-up’.” (Investimist)
Someone from prosper.com read my blog! This post contains a cautionary note from an employee at prosper.com as well as my response to that initial note. (Frank the Financially Savvy Atheist)
Emergency Fund. Get one. I am always suprised by how few people have one. (Personal Finance is Fun)
Retirement Savings For Low Income Earners. We all want to have an IRA. But what if we can only put $50 a month into it? The options are limited, but they exist. (Money and Investing)
The Cost of Care. Beware of hidden (or at least obscured) limitations in your health care plan. (InsureBlog)
Exit Strategy. In America, the promise that financial success will eliminate whatever ails us is not completely true… as noted in a few urban work myths. (Sitting Pretty Financially)
You Don’t Really Want to Be Rich. Why do you want to be rich? Or if you won’t admit to wanting to be rich, why do you want to have money? Or why did you buy that lottery ticket? Or why did you enter that draw for the new Benz, like I just did? (Art of Money)
Looking at Lifecycle Funds, Part 5, Fidelity 2040 Freedom Fund. Part 5 of a multi-part series. (IRAte Investor)
Helpful Tips. These are from the books “Tightwad Gazette 2,” by Amy Dacyczyn And “Escape from the Kitchen,” by Deniece Schofield. (The Common Room)
Sorting through the SOX drawer. After four years, Sarbanes-Oxley’s impact is not exactly all positive. Boards complain it stifles growth, companies pay through the nose, and investors have no more confidence in the transparency of corporate financial information. (Scatterbox)
Allocate Investments for Optimal Tax Treatment. By shifting your allocation of bonds and stocks between retirement and non-retirement accounts, you can lower your tax burden. (The Paranoid Brain)
Goodbye, Irwin. Ignoring an insanity defense, a federal judge has sentenced tax protest figure Irwin Schiff to 13 years in prison. While Irwin may not be insane, taking his advice is. (Roth & Company)
Save Money, Trade your Books and DVD’s. Money saving ideas on books and DVDs. (A Penny Saved…)
I Could’ve Told You So. Today comes news of a new study that reinforces the conclusion that those filing for bankruptcy are in fact bankrupt and makes one wonder why Congress needed to reform a system that wasn’t nearly as broken as MBNA and its allies would have had us believe. (Below the Beltway)
Paul is dead. The Ben Franklin school of finance: A Penny Saved Is A Penny Earned, applied to cars. (Ask Uncle Bill)
My Personal Time: $15 An Hour. If I were charging someone for my time, I think I’d make them shell out $15 an hour. (Our Balance Sheet)
Dot Com vs. Dot Org — It’s On, Baby! NCN takes a look at two similar but different financial blog aggregators, pfblogs.com and pfblogs.org. (No Credit Needed)
Value Investing Made Easy Book Review. Loi Tran review’s Janet Lowe’s book, which looks at Benjamin Graham’s investing strategy. (Investing Guide)
Are Credit Cards Worth the Annual Fee? Some credit cards charge an annual fee and provide more generous rewards in return. Unless a cardholder spends a lot of money, these credit cards are not worth the fees. (Canadian Capitalist)
On Keeping Up With The Jones. This blog entry looks into some of the reasons we desire the latest and greatest. (My Personal Finance Blog)
Thanks for visiting the Carnival of Personal Finance! That’s it for this week. Next week, the Carnival will be hosted by Canadian Capitalist. If you’re interested in participating in or hosting the Carnival of Personal Finance, information is here.
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